The firearms industry doesn’t need another processor that quietly tolerates guns until the compliance department gets nervous. You need a partner that was built for this industry, lives in this industry, and will never apologize for serving law-abiding FFLs. That partner is Electronic Transfer—the longest-standing, most trusted name in firearms merchant services.
In Business Since 1989 – Battle-Tested for Firearms
Electronic Transfer has been processing payments for FFLs since 1989—longer than most dealers reading this have been in business. Over three decades of navigating every version of Operation Choke Point, bank de-risking waves, and payment network rule changes means your account isn’t an experiment. It’s backed by relationships and underwriting history no newcomer can match.
No Woke Banks. Period.
Our motto says it all: No Woke Banks.
We only partner with acquiring banks and sponsors that explicitly and enthusiastically underwrite firearms, ammunition, suppressors, NFA items, 80% products, and online sales. No ESG committees. No virtue-signaling boards. No sudden “policy updates” that leave you scrambling for clunky peer-to-peer links.
Rates Built for FFLs, Not Against Them
True interchange-plus pricing with no hidden tiers, no rolling reserves on compliant dealers, and no punishment for having a good month. Next day funding options and Dual Pricing models available as well. Card-present and card-not-present rates that let you accept plastic profitably whether the customer is standing at your counter or ordering 10,000 rounds online.
Real Customer Service from Real Gun People
When you call Electronic Transfer, you talk to a human—immediately. No phone trees. No overseas call centers. No 45-minute hold times. You get a knowledgeable rep who understands your industry. Current dealers consistently rate support “best in the industry” because it actually is.
Seamless Integration with Major FFL Platforms
Works out of the box with systems FFLs actually use. Tokenization, 3-D Secure, recurring billing for range memberships, and same-day funding.
White-Glove Onboarding, Lifetime Loyalty
Your dedicated implementation specialist handles everything and makes sure it’s done right the first time. Most accounts are approved and settling funds within a week. And once you’re live, you stay live.
The Bottom Line
Your customers expect to use their credit card. Your margins deserve to keep more of every sale. Your business shouldn’t live in fear of the next de-banking wave. Electronic Transfer removes the risk, removes the ridiculous fees, and removes the headaches—so you can focus on selling firearms, not fighting with processors. Join the thousands of FFLs who no longer worry about payment processing. Switch to the company that’s had your back since 1989. Visit electronictransfer.com right now or call 800-757-5453 and speak to a real person today. Tell them FFL Unleashed sent you—your dedicated rep is standing by. No woke banks. No surprises. Just the best damn processing in the industry!
